Services

Our Services – Financial Planning, Superannuation, Investing, Insurance & more

At Inspired Financial Advice, our services and advice are provided to a range of people in many different financial and lifestyle situations. No matter what your financial situation is like, we can help you take control of your finances and move on to the next phase in your financial life. Financial planning creates a roadmap for your finances and helps you achieve your goals. Our team take the time to learn what’s most important to you, so that we can provides advice specific to your goals and priorities. As life changes, we will make adjustments to ensure your investments continue to reflect your goals and needs.

Do you need professional financial advice? Speak to one of our experts today.

At Inspired Financial Advice, our team can help you with your financial planning such as investing, retirement, insurances, bonds, superannuation, salary sacrifice and more. A financial plan provides a comprehensive picture of your current finances, your financial goals, and any strategies you’ve set to achieve those goals. Good financial planning should include details about your cash flow, savings, debt, investing, insurance, and any other elements of your financial life.

Improve your cashflow with financial planning so that you have more spare money

Do you feel like you are living pay day to pay day with no genuine savings? Do you want to create a budget that incorporates both your financial and lifestyle expenses but don’t know where to start? We can help you create a budget to follow, to manage your cashflow and pay down debts quicker and/or boost your savings.

Looking to improve your cashflow? Contact us today.

Clear your debts so that you have more money to spend or for investing

Do you know the difference between a good debt and bad debt?

If you have more than one loan, do you know how to pay it down sooner?

Some loans, in particular credit cards, can quickly snowball costing you thousands in interest so having a debt management plan in place can help you bring your debts down sooner.

Pay less tax so that you only pay what’s fair

If you are paying tax, it is not necessarily a bad thing as on the flip side it does mean you are making money! However, there are a lot of legal strategies to minimise your tax so that you only pay what is fair, leaving more money in your pocket.

Are you ready to schedule a free 15 minute Financial Freedom Strategy session? Book now.

Get more into superannuation

A lot of people want to understand how super works but usually find they are time poor or have no idea how investing works, so push it aside to deal with it later. We strongly encourage people to look at it sooner rather than later. This helps us understand if you are paying too much in fees, whether your current investments are working for you or not and whether the default insurance is appropriate including the fees you are paying.

Contributing to super is also important to consider whether it is for you or not. Superannuation can be a tax effective vehicle to boost your retirement savings.

Protect your family and legacy with life insurance

Whilst we spend time worrying about boosting our savings, purchasing new investments such as your home, we forget to consider what happens if you are forced to stop working due to illness or injury or death?

Do you want to make sure you can continue putting food on the table and paying the never ending bills such as your mortgage/rent, power and so forth?

Do you want to make sure you do not leave your family with debt when you die?

Insurance is something that should be considered as part of your overall financial plan and can be structured in so many different ways to balance meeting your goals and affordability.

Your legacy is just as important where you can make sure you direct your assets on to the right people when you die.

Transition to retirement

Common concerns that we hear are:

Will I have enough savings to last me throughout retirement?
How much income do I need in retirement?
I want to buy a caravan and travel but not sure if I can afford to.
I want to retire yesterday but worried I do not have enough.
What retirement products are available to fund my retirement.

Want to learn more about our services? Contact us or book your Financial Freedom Strategy session today.